| Method | Fee rule | Fee | You keep | Fee as % of sale | Charge to receive target |
|---|
Source: PayFast: Our fees, checked 24 Oct 2026. Fees as published by PayFast, shown excluding VAT. The calculator can add VAT on top. Fees can change, so confirm on PayFast's page before you price. Not financial advice.
- Payout fee: R8.70 excluding VAT, regardless of payout value.
- Immediate payout: 0.8% excluding VAT, with a minimum of R14.00.
- Refunds: R2.00 excluding VAT per refund.
- PayFast words the Instant EFT and Capitec Pay fee as "2% plus min. R 2.00 per transaction", and its own worked example on a R500 sale is R12.00 (ex VAT). The calculator uses that: 2% plus R2.00.
PayFast says merchants averaging over R50,000 in monthly transactions over three months can request customised pricing.
PayFast fees, answered.
How much does PayFast charge per transaction?
It depends on the payment method. PayFast publishes a percentage, plus a fixed amount for most methods, and Instant EFT and Capitec Pay are a percentage with a minimum. The table above shows every method and the fee on your amount.
Does the fee include VAT?
PayFast's published examples are shown excluding VAT. Tick the VAT box to see the fee with VAT added at the rate you enter.
Can I get a lower rate?
PayFast says merchants averaging over R50,000 in monthly transactions over three months can request customised pricing. Ask PayFast directly.
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